San Diego Real Estate News

A Beginner’s Guide to the Fixed-rate Mortgage

If you’re hoping to purchase a home in San Diego and considering a fixed-rate mortgage there are a few things you should know. A fixed-rate mortgage is a fully amortizing loan. This means that the interest rate remains the same for the entire term of the loan which guarantees payment stability across the life of … more

How Much House Can You Afford

Before heading out on your first home search in San Diego, you should take some time to think through the following questions: Does my credit score put me in a good place to buy a home right now? Is now the right time to buy a home in San Diego? How much in total can … more

How Do I Qualify For A Mortgage?

The Primary Components In A Mortgage Approval Mortgage lenders approve borrowers for a loan, which is secured by real estate, based on a standard set of guidelines that are generally determined by the type of loan program. The following bullets are the main components of a mortgage approval : Debt-To-Income (DTI) Ratio – A borrower’s … more

The information contained in this blog has been prepared by an independent third party and is distributed to consumers for educational purposes only. The information is considered reliable but not guaranteed to be accurate. The opinions expressed in this article do not represent the opinions of Skyline Home Loans. This is designed to give helpful tips and is not intended to give legal advice. This is not a prequalification, preapproval, loan approval or commitment to lend.

8blocks has a business relationship with Skyline Financial Corp. (“Skyline”). 8blocks creates co-branded websites for Skyline and Jane Agent. Skyline and Jane Agent compensate 8blocks for this service. You are not required to use Skyline or Jane Agent’s services as a condition to the purchase or sale of a home or other property. There are other mortgage lenders that may be able to offer you a mortgage loan. You are free to shop around to determine that you are receiving the mortgage rates and terms that fit your needs. Your choice of a mortgage lender or realtor will not affect current or future services and products provided to you by these unaffiliated entities.

Skyline Financial Corp. is not affiliated with Jane Agent or their brokerage. Each is solely responsible for the products and services it offers.

Skyline Financial Corp. dba Skyline Home Loans, Nationwide Mortgage Licensing System (NMLS) Company ID# 12072. Arizona Mortgage Banker License #927740, Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act File No: 4130296, Georgia Residential Mortgage Licensee, Illinois Residential Mortgage Licensee, Licensed by the New Hampshire Banking Department License #19536-MB, Ohio Broker/Banker Registration #MBMB-850231-000, Oregon Mortgage Lender License ML-2797, Washington Consumer Loan Company License CL-12072. Refer to www.nmlsconsumer.org and input NMLS#12072 to see where Skyline Financial Corp. is a licensed lender.